Obtaining a burial insurance quote is certainly not the most pleasant experience for you or your loved ones, but it is vital to make sure that your or your loved ones’ final expenses are covered in the event of an unfortunate event.
When you are faced with this uncomfortable and difficult decision, there are a few things that are important to know. Coverage amount, deductibles, premium cost, and whether or not a medical exam is required are at the top of that list.
Let’s take a quick look at some of the basics of funeral and burial insurance and how to go about properly comparing quotes.
Getting the Best Quotes When Seeking a Burial Insurance Quote
The best quotes are always the most straightforward. For this reason, you need to seek out a professional who can offer basic quotes. There is no need to exacerbate your stress level during a difficult situation by being bombarded with dozens of riders to a policy or other unnecessarily complicated procedures.
The Difference Between Term Life Insurance and Burial Insurance
Term life insurance policies tend to end at a certain age, whereas burial insurance provides coverage through the end of the life of the insured – provided that the policy is paid up-to-date. Some people prefer to use burial insurance as a supplement to their term life insurance so that they can be sure that they have coverage.
Additionally, since the face value of most burial insurance policies is lower, the premiums are lower than regular life insurance policies. They are often also much easier to qualify for.
Where To Get an Instant Burial Insurance Quote
Many reputable life insurance companies specialize in burial insurance. Many times you can obtain a quote by simply filling out an online application if you prefer to go that route rather than physically meeting with an agent. This works especially well for folks that are uncomfortable speaking about these types of things in-person with someone.
Benefits of Burial Insurance
No one wants to be a burden on their loved ones after their passing, so some type of term life or whole life insurance is important. Here are just a few of the benefits of getting burial insurance for yourself or a loved one.
- More cost-effective
- Won’t expire
- Can supplement other coverage
- Quickly obtain a quote
- May not require a medical exam or pre-screening
- Customizable face value
Reach Out To a Professional
When it comes to obtaining a burial insurance quote and other end-of-life costs, it’s best to reach out to a professional. Reputable burial insurance specialists understand how difficult the situation can be, and they can assist with understanding everything that funeral expenses may entail.
Even if you’re not ready to request a quote or delve deep into the details of burial insurance, feel free to contact a professional if you have any questions.