USA Life Team

Pros and Cons of Child Life Insurance

Pros and Cons of Child Life Insurance

A child life insurance plan serves as both insurance and as an investment vehicle. Typically purchased by a parent or guardian, it covers the life of a minor and lasts for the child's entire life (making it a type of permanent life insurance). Coverage amounts of child life insurance are generally...

Life Insurance Beneficiary: Everything You Need to Know

Life Insurance Beneficiary: Everything You Need to Know

As of 2022, the size of the life insurance and annuities market in the U.S. stands at $995.4 billion. Research shows this industry will increase by 5% by the end of the year. A life insurance beneficiary is a person or people that receive money from your life insurance policy after your death. In...

Life Insurance Riders: What You Need to Know

Life Insurance Riders: What You Need to Know

Did you know that many Americans don't buy life insurance because they feel like they don't fully understand how it works? This is unfortunate, considering that life insurance can bring a number of benefits to individuals and their families.  One aspect that many people might not be familiar...

Different Types of Insurance for Seniors

Different Types of Insurance for Seniors

As you get older, getting different types of insurance becomes more important. This is because chronic health conditions and the risk for disability become more common as you age. Unfortunately, many older Americans either don't have health insurance or don't have enough coverage, which makes them...

The Best Insurance for Seniors

The Best Insurance for Seniors

Did you know that the health insurance market size reached $2.6 trillion in 2021 globally? At a compound annual growth rate of 4.4%, this market will reach $3.3 trillion by 2028. Despite your old age, you can still get an insurance policy that meets your needs. However, shopping for insurance for...