Did you know that the average funeral costs $7,640? There is nothing harder in life than losing a loved one, but if you then have to spend a fortune on their funeral, then it can only make the experience that much more painful.
Nothing will make losing a loved one easy, but there are ways that you can bring down the cost of the funeral that could help you to focus on grieving. Interested? Keep reading to discover how you can pay less than the average cost of a funeral.
1. Home Funeral
One option to save money is to opt for a home funeral. This allows you to make big savings on the ceremony, plus many people it easier to grieve in their own home. Of course, this is an option that would require you to do a lot more, but for many, this could be helpful during such a difficult time.
2. Skip Embalming
Embalming is not required by law and can cost around $700, but it is not essential. If you are having a one-day funeral, you should enquire about refrigeration as an alternative. This could save you a lot of money without having any negative impact on the funeral.
3. Burial Insurance
Another option is to take out burial insurance. This is a type of life insurance specifically to cover the costs of a funeral and burial. It is a way for a senior or someone that is dying to protect their loved ones from the cost of their funeral and can make grieving easier without the worry about covering the costs of a funeral.
You can find cheap burial insurance with the average cost of cheap burial insurance costing around $2 or $3 a week. This cheap funeral insurance is well worth the cost as it can provide peace of mind for all and allow you to plan an appropriate funeral without having to worry about the bill on top of your grief.
4. Choose a Direct Cremation
One of the most effective ways to save on funeral costs is to have a direct cremation. Cremations are usually the more affordable option and a direct cremation would allow you to go with an inexpensive casket made of wood.
This means that you would be having a ceremony without the body, which some people would prefer although others would not. If you have a direct cremation, you could always have a ceremony with the ashes as an alternative.
5. Donate the Body to a Medical School
You could also donate the body to a medical school (obviously, this needs to be decided by the loved one before they pass away). There are usually no costs involved in this situation and the school itself may even coordinate a memorial service. Again, this would be an option where any ceremony would take place without the body.
Not only is this a way to save money, but you can all feel a sense of pride knowing that you are helping medical students to learn.
Save On Funeral Costs With These Tips
The loss of a loved one is never easy, but funeral costs can make the grieving process much harder. These are 5 of the best ways to lower the cost of the funeral and could make a big difference by helping you to focus on grieving as opposed to fretting about money.
Get in touch today to find out more about cheap burial insurance for seniors and how it could help.